Prepaid currency cards

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Prepaid debit cards
Pre-paid cards are ideal to keep an eye on your expenses and a great budgeting tool. There are no credit checks on application and they are as convenient as credit cards without the risks of getting into debt.

Probably you are familiar with gift cards, and prepaid debit cards work on the same way.You can add extra cards to your account to share funds with other members of your family. Simply top up online via any of the providers from the list below. When using pre-paid cards you won't need to worry about late payment fees as you would with a credit card and you won't be charge interest.
Prepaid debit cards are ideal for people who want the convenience of card payments and like to keep and eye in the budget.
No credit checks or proof of income
Pre-paid cards do not charge interest
No late payment fees
Some providers charge a purchase and monthly fee

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Provider

Main card
cost

Monthly
fee
ATM fee
Foreign exchange fee
Purchase
fee
Initial load
Maximum balance
Apply
FREE
£0.00
£1.50
2%
No charge
£100
£5,000
CaxtonFX Global travellers card is ideal for travellers visiting countries outside the eurozone and United States. There are no charges for using ATM abroad, however you will pay £1.50 for UK withdrawals. www.caxtonfx.com
FREE
£0.00
£1.75
2%
No charge
£100
£2,500
The ICE Travellers cashcard is positioned in the market as an alternative to travellers cheques. Safer than cash, handier than travellers cheques is accepted worldwide in over 120 countries. www.iceplc.com
£5.00
£0.00
£1.50
2.5%
2.5%
£100
£3,500
Splash prepaid card www.splashplastic.com
£4.95
£4.99 (or Free on PAYG)
£0.50 (£2.25 abroad)
0% (2.95% on PAYG)
0% (2.95% on PAYG)
£10
£1,650 (upgrade to £3,000)
Tuxedo Prepaid Maestro www.tuxedo-eccount.co.uk
£6.49
£1 weekly, £4.99 monthly, Free on PAYG
£1.00
(£2.25 abroad)
0% (2.95% on PAYG)
0% (2.95% on PAYG)
£10
£5,000
£7.50
£0.00
£1.50
2.75%
2%
£100
£3,500
£8.95
£4.45
£1.50
1.5%
£0.75
£10
£3,500
With Eclipse you can choose to have a Pay Monthly or Pay as you go plan. It's ideal for holiday budgeting and sharing money - multiple cards. There are no credit checks on application www.eclipsecard.co.uk
£9.95
Free or £4.95
£3
2.99%
0%
-
£5,000
Cash Plus Gold has no monthly fee if loaded with over £1,000 a month. Otherwise a £4.95 fee applies. www.mycashplus.co.uk
£9.95
£4.99 (or Free on PAYG)
£0.50 (£2.25 abroad)
0% (2.95% on PAYG)
0% (2.95% on PAYG)
£10
£1,650 (upgrade to £3,000)
Tuxedo Prepaid MasterCard www.tuxedo-eccount.co.uk
£9.95
£0.00
£1.50
3.95%
2.95%
£100
£3,500
£14.95
£0.00
£1
£1 + 3%
0%
£20
£3,000



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