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Holiday money

M&S - Travel Money

M&S offers great exchange rates when you buy travel money online. However, you must be an M&S Cardholder to benefit from the exclusive exchange rates they offer in currencies such as Euros or USDollars.

Buying currency online with M&S, it requires to be an UK resident and to be over 18 years old. It is also necessary to have one of the M&S cards such as Credit Card, Chargecard or Budget Card.

Exchanging currency online with M&S is a commission free process and its portfolio includes up to 42 currencies. The exchange rate that you will get will be same throughout the UK at all times of the day.

The delivery of your travel money is free as long as your order is £500 or more. If you place an order under this value, it will cost you £5.

The delivery will be sent to your credit or debit card billing address by Royal Mail Special Delivery. It is advisable to place your order 3 working days before your travel.

Once your order is placed and the payment is made, your travel money will be dispatched the same business day, as long as your payment is received by 1 pm. If this is the case, you will receive the delivery the next working day.


If your order is placed after 1pm on a Friday, weekends or public holidays, the delivery will take two working days. They do delivery on Saturdays. However, this service it is not guaranteed.

The service of buying back any unused foreign currency is available. It is a commission-free service and it can be done either by post or any of the M&S bureaux.


M&S does not sell Travellers’ cheques anymore. However, they still buying them back until 31 December 2013.


M&S gives you up to 55 days interest-free credit when you buy your travel money with your M&S Credit Card or Chargecard. Even more, buying your travel money with M&S credit card does not incur in any fee or charge.

Fees summary


Marks and Spencer

FX platform


Commission currency


Minimum order


Maximum order


Home delivery

£0 - £500 travellers pays £5 

Over £500 travellers pays £0.00

About M&S Bank

M&S Bank has provided financial services and products to UK customers for over 25 years. The company is well known for the quality of products they offer and for the great customer service they provide.

M&S travel money can be purchased online or any of its in store bureaux that are open 7 days a week in over 120 M&S stores nationwide.

The exchange rate that M&S offers does not change during the day. Therefore, it will be the same exchange rate in the morning or in the evening.

Beepmoney does not have a commercial relationship with Marks & Spencer travel money services. You can buy from M&S Bank website at http//

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